Business/Commercial Insurance
Shield Your Business From Risk
Running a business in Washington State means managing dozens of risks every day — from customer injuries and employee claims to cyber attacks and contract disputes. The right commercial insurance program doesn't just check a compliance box; it actively protects your revenue, your assets, and the business you've worked so hard to build.
At Anker Insurance, we build comprehensive commercial packages from multiple top-rated carriers to give you the broadest protection at the most competitive price.
General Liability
The foundation of any commercial insurance program. Covers third-party bodily injury, property damage, and advertising injury claims against your business.
BOP (Business Owner Policy)
Bundles general liability with commercial property coverage at a discounted rate. Ideal for small to mid-size businesses that need comprehensive, affordable protection.
Inland Marine
Covers business equipment, tools, and materials in transit or stored off-site. Essential for contractors, photographers, and businesses with mobile assets.
E&O / Professional Liability
Protects professionals against claims of negligence, errors, or failure to perform. Critical for consultants, agents, accountants, IT firms, and service providers.
Bonds (Performance & Contract)
Guarantees contract performance and payment obligations. Required for government contracts, construction projects, and businesses needing license or permit bonds.
Builders Risk
Temporary coverage for buildings under construction or renovation. Protects against fire, wind, theft, and vandalism during the build process.
Hired & Non-Owned Auto
Covers liability when employees use personal vehicles or rented cars for business purposes. Fills a critical gap that your commercial auto policy doesn't address.
Cyber Liability
Covers data breaches, ransomware attacks, business interruption from cyber events, and regulatory fines. Includes breach response, notification costs, and credit monitoring.
Liquor Liability
Required for businesses that serve, sell, or distribute alcohol. Covers claims arising from intoxicated patrons who cause injury or property damage to third parties.
Worker's Compensation
Required in Washington State for most employers. Covers employee medical expenses, lost wages, and rehabilitation costs for work-related injuries and illnesses.
Garage Liability
Specialized coverage for auto dealerships, repair shops, and service stations. Covers bodily injury and property damage arising from garage operations.
Garage Keepers Liability
Covers damage to customers' vehicles while in your care, custody, or control. Essential for body shops, tow companies, valet services, and parking garages.